Standard pricing for our Payments solution varies depending on several factors, from where you do business to the payment methods used. Check out our competitive rates below!
Read further to learn about our standard pricing for payments or information on other services at no additional charge.
Standard Pricing for Payments
Back to topThe transaction fees we apply depend on various factors:
- The region where you are doing business, e.g., the United States (US) versus the United Kingdom (UK). See breakdown below:
- The card’s country of origin relative to your business location, e.g., US credit cards versus international credit cards
- The payment method used, e.g., credit card versus Bancontact or Ideal
Payment fee = Percentage (%) + Flat-Rate Fee*
For most payment methods, our payment fee consists of a percentage plus a flat fee, except the Ideal payment method, which only incurs flat fees as detailed below.
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Important fee rules
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North America
Card payment methods: percentage + flat fee
The following payment methods are subject to a percentage plus a flat fee charge.
|
Business |
Cards Domestic (excluding American Express) |
American Express |
Cards International (Intl.) | + | Flat-Rate Fee Per Transaction |
| Canada (CA) | 2.85% | 3.40% | 3.65% | + | 0.30 |
| United States (US) | 2.85% | 3.40% | 4.35% | + | 0.30 |
Other payment methods: percentage + flat fee
The following payment methods are subject to a percentage plus a flat fee charge.
|
Business |
Bancontact | + | Flat-Rate Fee Per Transaction |
| Canada (CA) | 1.40% | + | 0.30 |
| United States (US) | 1.40% | + | 0.30 |
Other payment methods: flat fee only
The following payment method is subject to a flat fee charge only.
|
Business |
Ideal |
| Canada (CA) | 0.80 |
| United States (US) | 0.80 |
Payment Use Case Examples: United States (US)
Example #1: US customer, US business, and US credit card
Example #2: US customer, US business, and US American Express credit card
Example #3: International customer, US business, and International credit card
Example #4: International customer, US business, and Bancontact
Example #5: International customer, US business, and Ideal
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Middle East, Asia, Australasia
Card payment methods: percentage + flat fee
The following payment methods are subject to a percentage plus a flat fee charge.
| Business Region |
Cards Domestic (excluding American Express) | American Express Domestic | Cards International (Intl.) | + | Flat-Rate Fee Per Transaction |
| Australia (AUS) | 1.70% | 1.75% | 3.45% | + | 0.30 |
| Hong Kong (HK) | 3.35% | 3.40% | 3.85% | + | 0.30 |
| Japan (JP) | 3.55% | 3.60% | 3.55% | + | N/A |
| New Zealand (NZ) | 2.65% | 2.70% | 3.65% | + | 0.25 |
| Singapore (SG) | 3.35% | 3.40% | 3.85% | + | 0.50 |
| United Arab Emirates |
2.85% |
3.50% | 3.85% | + | 0.25 |
Other payment methods: percentage + flat fee
The following payment methods are subject to a percentage plus a flat fee charge.
|
Business |
Bancontact | + | Flat-Rate Fee Per Transaction |
| Australia (AUS) | 1.40% | + | 0.30 |
| Hong Kong (HK) | 1.40% | + | 0.30 |
| Japan (JP) | 1.40% | + | N/A |
| New Zealand (NZ) | 1.40% | + | 0.25 |
| Singapore (SG) | 1.40% | + | 0.50 |
| United Arab Emirates | N/A | + | N/A |
Other payment methods: flat fee only
The following payment method is subject to a flat fee charge only.
|
Business |
Ideal |
| Australia (AUS) | 0.30 |
| Hong Kong (HK) | 0.50 |
| Japan (JP) | 0.29 |
| New Zealand (NZ) | 0.45 |
| Singapore (SG) | 1.00 |
| United Arab Emirates | N/A |
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Payment Use Case Examples: Australia
Example #2: Australian customer, Australian business, and Australian American Express card
Example #3: International customer, Australian business, and International card
Example #4: International customer, Australian business, and Bancontact
Example #5: International customer, local business, and Ideal
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Europe & UK
Card payment methods: percentage + flat fee
The following payment methods are subject to a percentage plus a flat fee charge.
| Cards Domestic (excluding American Express) | American Express Domestic | Cards UK | Cards EEA | Cards Int. | + | Flat-Rate Fee Per Trans-action |
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Austria (AT), Belgium (BE), Bulgaria (BG), Croatia (HR), Cyprus (CE), Czech Republic (CZ), Denmark (DK), Estonia (EE), Finland (FI), France (FR), Germany (GE), Gibraltar (GI), Greece (GR), Hungary (HU), Ireland (IE), Italy (IT), Latvia (LV), Liechtenstein (LI), Lithuania (LT), Luxembourg (LU), Malta (MT), Netherlands (NL), Poland (PL), Portugal (PT), Romania (RO), Slovakia (SK), Slovenia (SI), Spain (ES), Sweden (SE), |
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| 1.45% | 1.90% | 2.45% | See Domestic | 3.20% | + | 0.25 |
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Norway (NO) |
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| 2.35% | 3.00% | See International | See Domestic | 3.20% | + | 0.25 |
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Switzerland (CH) |
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| 2.85% | 1.90% | See International | See International | 3.20% | + | 0.25 |
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United Kingdom (GB) |
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| 1.45% | 1.90% | See Domestic | See International | 3.20% | + | 0.20 |
Other payment methods: percentage + flat fee
The following payment methods are subject to a percentage plus a flat fee charge.
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Business |
Bancontact | + | Flat-Rate Fee Per Transaction |
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Austria (AT), Belgium (BE), Bulgaria (BG), Croatia (HR), Cyprus (CE), Czech Republic (CZ), Denmark (DK), Estonia (EE), Finland (FI), France (FR), Germany (GE), Gibraltar (GI), Greece (GR), Hungary (HU), Ireland (IE), Italy (IT), Latvia (LV), Liechtenstein (LI), Lithuania (LT), Luxembourg (LU), Malta (MT), Netherlands (NL), Norway (NO), Poland (PL), Portugal (PT), Romania (RO), Slovakia (SK), Slovenia (SI), Spain (ES), Sweden (SE), Switzerland (CH) |
1.40% | + | 0.25 |
| United Kingdom (GB) | 1.40% | + | 0.20 |
Other payment methods: flat fee only
The following payment method is subject to a flat fee charge only.
|
Business |
Ideal |
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Austria (AT), Belgium (BE), Bulgaria (BG), Croatia (HR), Cyprus (CE), Czech Republic (CZ), Denmark (DK), Estonia (EE), Finland (FI), France (FR), Germany (GE), Gibraltar (GI), Greece (GR), Hungary (HU), Ireland (IE), Italy (IT), Latvia (LV), Liechtenstein (LI), Lithuania (LT), Luxembourg (LU), Malta (MT), Netherlands (NL), Norway (NO), Poland (PL), Portugal (PT), Romania (RO), Slovakia (SK), Slovenia (SI), Spain (ES), Sweden (SE), Switzerland (CH) |
0.29 |
| United Kingdom (GB) | 0.25 |
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Payment Use Case Examples: Germany
Example #2: German customer, German business, and German American Express card
Example #3: International customer, German business, and International card
Example #4: International customer, German business, and Bancontact
Example #5: International customer, local business, and Ideal
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Other services
There are no additional charges for the following other services:
- Standard payout
- 3D Secure (per attempt)
- Card account updater (per updated card)
- Refunds*
*We do not charge to process refunds, but the original transaction fee is non-refundable, as we are still charged various fees for processing the original transaction.